Other

Are you a saver or a spender?

378
anna-baker
anna-bakerHost

Expired
Host
Depends. If I have many money I'm quite the spender and in the opposite way, if I don't have money I save. Simple as that.
2 y
Host
I was a spender but now in a saver.
When I was making less money I spent it all. Now that I make more money, I always have money left over after 2 weeks. Its a really good feeling.
2 y
Host
I save. I've never had a lot of money, and I'm yet to be in a job where I've felt I've had job security, so saving is something I do simply because if I don't I may end up with nothing.
But in all honesty, and this might be just because I've done it for so long, I don't really find even when I have money that there's much I want to buy. I tend to live only on what I need. The last luxury I bought for myself was probably a coffee mug two years ago. Other than that I make do with what I have, and what I get for Xmas & Birthdays.
2 y
Host
I used to be a saver back in high school. Now that I'm in college, I've become a spender. I realized that my allowance is so small compared to my future salary as an accountant (assuming I graduate and shit). All the money I tried not spending for simple joys was just one month's worth of income in my future job (assuming I get one). So I suggest you enjoy life at every moment.
2 y
Host
If I want something really bad that's expensive I'll start saving money towards that. Which makes me buy things less and eat out less. I do have a savings account though that I will use if needed (emergency)
2 y
Host
I'm a saver, but unintentionally so. I just end up never spending my money, and eventually accumulate a good amount quickly!
2 y
Host
I m a saver so I can be a spender during my trips. I'm not into fashion or anything so I dont need to renew my wardrobe every year, I dont have a car because I dont really like driving, so I only spend money on my basic living expenses (rent, bills,food) and the occasional hobby (computer games, going to the stadium etc). On the other hand I dont save money when I m on a trip. I stay in nice hotels, I dont eat fasfood and I can spend 50-60 euros for a meal with no regrets.
2 y
Host
Definitely have become a savings bound person. It actually became fairly fun to start managing budgets under the concept of"Trim all of the excessive and unneeded expenses." all the while watching the savings begin to grow into reassuring numbers. It's almost a game to me as recently. Looking over spending and places to cut a little here and a little there.
For instance, because I'm dieting, I've narrowed my monthly budget of food to something like sixty dollars for the bare minimum while still maintaining a decent nutritional value.
2 y
Host
I used to spend 100% of my paycheck on stupid stuff in Highschool, now I save close to 50% of my paycheck at my real job.
I'm really not interested in small purchases anymore. I'm more interested in purchasing a house and being financially secure enough to do what I want, when I want.
2 y
Host
I save, the welfare system is just too inadequate for comfort in retirement.
2 y
Host
I wouldn't say either one, I don't"waste" money, when I can I save on a lot of stuff (I'm good at keeping a budget). But when I want something I like, I don't mind spending good money on quality. I can spend a lot of money on hobbies and travelling, but never more than I earn. (I don't have any debt or loans). I have a bit of money aside for a rainy day, but not a lot.
2 y
Host
I spend a lot of money on craft beer and liquor, but otherwise save whenever I can. I've always been a saver since a very young age, but... I gotta have my booze.
2 y
Host
I spend more than I should. Just look at all those unused steam games.
2 y
Host
Im a saver because i dont want to work until 65. Saving 850ish a week on average because my bills are low and im taking advantage of it. Retiring by 40!
2 y
Host
I was raised by someone who was notoriously bad with money. Never had any, when she got some it was spent frivolously and then we were poor again. As a result, I was always a spender. Even when I didn't have money.
20-some years later I met and married my girlfriend. Her dad is the son of a banker and notoriously frugal. He raised 2 kids with a stay-at-home wife on a $30,000/yr salary. He retired at 49 and hasn't worked a day since. He owns land in cottage country and around his neighbourhood. I had no idea how the hell he managed to do that on meagre earnings until he taught me the value of frugality. Now I save everything and hope to retire at 55.
When you think about what's to come (retirement) just ask yourself: Do you want to work forever and die poor or leave it all behind and live comfortably?
2 y
Host
My parents never talked about money. Talking about money was even more taboo than talking about sex, and my childhood home was pretty prudish, so that's saying a lot. As a result, I never had any idea how to handle money, and I was an outrageous spender when I got to college. I always wanted to get better at saving, but never had the willpower. I only really convinced myself that it was worth the effort when I met my wife.
I've gotten a lot better, but I still slip up sometimes. Thankfully, she is very understanding.
2 y
Host
I'm a saver. I've thought a lot about why I'm a saver and it really comes down to security. I value having a safety net in case anything goes wrong. When I was around nine or ten my parents had to declare bankruptcy and i was always worried that we wouldn't have enough money to survive. Looking back now, I realize my parents never had much money but we were always fed and clothed. But that experience of seeing my parents stressed and worried and fighting is something that was seared into my young brain. Now I'm married and my husband and I have good jobs and our saving has allowed us to take some risks (like moving halfway across the country for a job opportunity) that I would have otherwise deemed as too risky.
2 y
Host
I try to strike a balance. My job automatically makes me save enough to be quite comfortable in retirement, so now I can save for an emergency fund and still be able to enjoy some of the distractions that make life comfortable.
2 y
Host
At heart I'm a spender, I enjoy shopping and eating out. I managed to transition into a saver for a few years, it was awesome, I was much happier and comfortable. I bought a house and lost my way, I hope to get back on the right track.
2 y
Host
Spender. I work hard to make money so I ought to get some enjoyment out of it. Numbers in a bank account doesn't do that for me. The way I see it, the worlds going to shit anyways. Chances are I'll be long dead by the time"retirement" would come round. Even if I make it that far, the plan was always to live out the rest of my days in a cabin somewhere faaaar away from everyone who would want my money.
2 y